http://www.whymoney.co.uk Blogging about money, debt and everything else in personal finance. Tue, 27 Oct 2009 11:39:55 +0000 http://backend.userland.com/rss092 en This question was asked on the Wise Bread forums. Not only did it trigger an emotional reaction in me, bringing the fear up to the surface, it actually triggered a physical reaction. The adrenaline came into play, my heart started beating faster, I started feeling afraid. If just thinking about ... http://www.whymoney.co.uk/2009/06/04/what-is-your-biggest-financial-fear/ Giving to charity is difficult when you sometimes think of yourself as a charity. Why should you give your hard earned cash away for nothing in return apart from some good karma? You may be surprised to know that there are other ways to donate money and get something back. In ... http://www.whymoney.co.uk/2009/02/10/charitable-internet/ With the credit crunch gripping Britain, we’re all feeling the pinch and being forced to tighten our belts. Record credit borrowing and redundancies means that we should all be buying cheaper clothes, cheaper accessories and cheaper shoes! So the key is to buy everything cheap. To make ... http://www.whymoney.co.uk/2009/01/14/can-we-beat-the-credit-crunch-by-buying-cheaper-clothes/ Hitting the shops for the January sales is a nightmare, apart from nearly being torn limb from limb by a crazed Scottish woman in John Lewis I have come out of it relatively unscathed but for most it can be one of the most stressful times of the year, our ... http://www.whymoney.co.uk/2009/01/06/january-sales/ When you find yourself in debt, there are various options available. The Citizens’ Advice Bureau, along with several associations, offer free advice and this can help you negotiate with creditors. Other options available are short-term loans, payday loans, along with paying the debt with your credit card. The easiest way ... http://www.whymoney.co.uk/2008/12/01/getting-money-from-the-family/ Does money bring happiness? Well, I think we only have to look at the rich and famous to answer that question. Michael Jackson isn’t living what you’d call a normal life, and Madonna is discovering that you can’t buy everything you want. These are extreme examples, however, since most of ... http://www.whymoney.co.uk/2008/11/20/does-money-bring-happiness/ With the food and petrol prices constantly rising in the face of the global financial crisis, cutting unnecessary spending and saving money is of ever increasing importance. By cutting out some luxuries from our lives we can avoid debt and save money. When shopping, keep a look out for special offers, ... http://www.whymoney.co.uk/2008/10/23/make-a-saving-budget/ Living under the weight of debt is hard.So first we need to start savings in various ways. Living under the weight of debt when concealing it from your partner is hellish, and that applies whether you are hiding all the debt from them or merely reducing it to a size which will ... http://www.whymoney.co.uk/2008/06/25/communication-will-help-debt-problems/ I have lied to my partner about the level of debt I had. Although it wasn’t a lot, I had money on credit cards that I wasn’t paying off. I could meet the minimum repayments, and a little bit more, but at that rate the card was going to take ... http://www.whymoney.co.uk/2008/06/17/hiding-debt/ Debt has had a stigma of shame attached to it for many years but more and more people are finding themselves in some form of debt at one time or another. This can be very stressful for some people so telling the people who need to know is vital. This includes ... http://www.whymoney.co.uk/2008/06/10/debt-and-communication/