Why Money?

Don’t wait – get debt help right now

Get debt advice now. Anyone who has serious debts that are unsecured should really get some professional help and advice before risking a bankruptcy. An IVA can be a good solution. Ideally this should be from an organisation such as the Citizen’s Advice Bureau or the Debt Helpline, which offer impartial advice on managing finances and what to do. They do not charge any fees.

It is best to avoid companies that are not well known and who may contact people via phone, email or post, offering to reduce debts to a more manageable level by taking on another loan. Some people who are desperate may turn to these types of companies when they are most vulnerable.

Legitimate debt help will assist those in debt to make a budget of essential outgoings and look at where any savings can be made, as well as advising on cutting back on spending and making loan and credit card payments at a higher amount than the minimum to avoid interest mounting up.